General
This ‘Privacy Policy’ is a privacy statement that aims to inform you on: how we collect, use and disclose your personal data and the purpose for processing as data subjects pursuant to the General Data Protection Regulation (EU) 2016/679 (GDPR) and the Protection of the Personal Data Processing Act 2018.
PREVENSURE INSURANCE AND REINSURANCE BROKERS LIMITED, a company duly incorporated under the laws of the Republic of Cyprus with Registration number HE 425747, operating as a licensed insurance and reinsurance intermediary company registered in the Registers of Insurance and Reinsurance Intermediaries of Cyprus, under License Certificate number 6983 (hereinafter referred to as the “Prevensure” and/or “Us” and/or “We” and/or “Our”) operates the website (hereinafter referred to as the “Service”).
This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.
We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.
Definitions
Service means the website operated by Prevensure.
Personal data
In accordance with the abovementioned Regulation, ‘Personal Data’ means any information that can identify (directly or indirectly) a natural person e.g. full name and an address or an ID/Passport number (or any other information either in our possession or likely to come into our possession).
Usage data
Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself e.g. the duration of a page visit.
Cookies
Cookies are small pieces of data stored on your device (computer or mobile device).
Information collection and use :
We collect several different types of information for various purposes to provide and improve our Service to you.
Types of data collected
Personal data
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (hereinafter referred to as the “Personal Data”). Personally identifiable information may include, but is not limited to:
- Email address
- First name and last name
- Phone number
- Address, State, Province, ZIP/Postal code, City
- Cookies and Usage Data
Usage data
We may also collect information that your browser sends whenever you visit our Service or when you access the Service by or through a mobile device (hereinafter referred to as the “Usage Data”).
This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When you access the Service by or through a mobile device, this Usage Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.
Location data
We may use and store information about your location if you give us permission to do so (hereinafter referred to as the “Location Data”). We use these data to provide features of our Service, to improve and customize our Service.
You can enable or disable location services when you use our Service at any time, through your device settings.
Tracking cookies data :
We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.
Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some parts of our Service.
Examples of cookies we use:
- Session Cookies: We use Session Cookies to operate our Service.
- Preference Cookies: We use Preference Cookies to remember your preferences and various settings.
- Security Cookies: We use Security Cookies for security purposes.
Use of data :
Prevensure uses the collected data for various purposes:
- To provide and maintain our Service
- To notify you about changes to our Service
- To allow you to participate in interactive features of our Service when you choose to do so
- To provide customer support
- To gather analysis or valuable information so that we can improve our Service
- To monitor the usage of our Service
- To detect, prevent and address technical issues
- To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information
Transfer of data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside Cyprus and choose to provide information to us, please note that we transfer the data, including Personal Data, to Cyprus and process it there.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
Prevensure will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.
How long we keep your personal data for
Your Personal Data will be stored throughout the duration of our contractual relationship. Upon the termination of this relationship, we erase all relevant information within 13 (Thirteen) months, unless there is a justifiable reason not to do so.
Disclosure of data - Business transaction
In case that Prevensure is involved in a merger, acquisition or asset sale, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.
Disclosure for law enforcement
Under certain circumstances, Prevensure may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government department).
Legal requirements
Prevensure may disclose your Personal Data in the good faith belief that such action is necessary to:
- To comply with a legal obligation
- To protect and defend the rights or property of Prevensure
- To prevent or investigate possible wrongdoing in connection with the Service
- To protect the personal safety of users of the Service or the public
- To protect against legal liability
Service providers
We may employ third party companies and individuals to facilitate our Service (hereinafter referred to as the “Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Analytics
We may use third-party Service Providers to monitor and analyze the use of our Service.
Google analytics
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: https://policies.google.com/privacy?hl=en.
Payments :
We may provide paid products and/or services within the Service. In that case, we use third-party service for payment processing (e.g. payment processor).
We will not store or collect your payment card details. That information is provided directly to our third-party payment processor whose use of your personal information is governed by their Privacy Policy. This payment processor adheres to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.
The payment processor we work with is
Please visit their website at : www.prevensure.com
Links to other websites
Our Service may contain links to other web sites that are not operated by us. If you click on a third-party link, you will be directed to that third-party’s web site. We strongly advise you to review the Privacy Policy of every web site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party web sites or services.
Children's privacy
Our Service does not address anyone under the age of 18 (Eighteen) (hereinafter referred to as the “Children”).
We do not knowingly collect personally identifiable information from anyone under the age of 18 (Eighteen). In case you are a parent or guardian, and you are aware that your child has provided us with Personal Data, please contact us immediately. If we become aware that we have collected Personal Data from Children without verification of parental or guardian consent, we take steps to remove and delete that information from our servers.
Your data protection rights
- Right to be informed – You have the right to be informed about the collection and use of your Personal Data.
- Right of access – You may ask for a free copy of your Personal Data that is being used.
- Right of rectification – You may ask to erase or rectify inaccurate or incomplete Personal Data.
- Right to erasure (right to be forgotten) – You may ask us to erase your Personal Data, as long as there is no justifiable reason for us to continue to do so.
- Right to restrict processing – You can ask us to restrict the purposes of your Personal Data processing.
- Right to object to processing – You have the right to object to processing when we rely on a legitimate interest. In such a case we shall stop processing your Personal Data unless we prove that compelling legitimate grounds override your rights and freedoms.
- Right to data portability – You have the right also ask us to transfer your Personal Data directly to another business.
- Right to withdraw consent – You may withdraw the consent you have given us at any time.
- Right to report a complaint – If you have concerns about the way we use your Personal Data, you may contact our Data Protection Officer (DPO), if applicable. You also have the right to report us to the Commissioner of Personal Data Protection through the website dataprotection.gov.cy.
Changes to this privacy policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “Effective Date” at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact us
If you have any questions about this Privacy Policy, please contact us:
- By email: [email protected]
- By visiting this page on our website: prevensure.com